I've noticed recently that I even though I have a good plan for getting rid of debt, and I'm taking all the right steps to get rid of it, I'm still constantly worried about debt.
I have a great emergency fund (that's actually up to $650 now), and all the bills are current (even though that was never an issue before). One credit card is paid in full, a second will be at $0 later this month. But now that I'm reading lots and lots about financial responsibility, I feel so behind. First I have to get rid of the credit card debt, then pay off the family loan, then the student loans. Then I have to think about home ownership, and by then I might need to purchase a car and want to go back to school.
AHHH! It's all so scary!
I need to just chill, right?
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2 comments:
I know how you feel. I just depleted my EF for car repairs, and I'm frustrated at having to postpone my debt reduction while I replentish my EF. I'm so antsy- can't wait to be completely debt free!
I know what you mean. But as I spend more time blogging about my finances, reading other PF blogs, and reading books on PF, I'm finding that my anxiety is shifting from a very generalized overwhelmed the-water-is-way-over-my-head anxiety into a more focused feeling of knowing what I want and having a basic idea of how to get there but I want to get there NOW.
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