I bit the bullet and transferred $459 to the credit card which brings my debt under $7,000! Woohoo!
It's so weird to think that I'm really only halfway there (or not even, if you count the student loans). I just feel so much better about the state of my finances. I have a plan, and I know that it's working, and I only have one monthly payment instead of FIVE. This time last year, my cards were all within $100 of their credit limits, and today I feel like the burden of debt is gone. All I have to do is keeping living like I have been for the past year, and it will be paid off. It's amazing!
Thank you guys so much for your support and for keeping me on track!